Why would you file a claim if there is no need ????????? Even if there was some damage to repair, you still have to pay your deductible first.

If you caused the accident, the other person will file a claim against your insurance company.

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<p class="Mb-21">If you believe your intellectual property has been infringed and would like to file a complaint, please see our <a target="_blank" href="http://redirect.viglink.com?key=11fe087258b6fc0532a5ccfc924805c0&u=http%3A%2F%2Finfo.yahoo.com%2Fcopyright%2Fus%2Fdetails.html%3Fpir%3Dwoxj.j1ibUnULFEIY6nyJQLxD.PLEphTPFivskb06cCK3lggdCqKTxtZqQ">Copyright/IP Policy</a></p> <p><span role="button" tabindex="0" class="Cur-p Ol-n D-ib Px-13 Py-6 btn-primary">Report Abuse</span></p> <p><span role="button" tabindex="0" class="Cur-p Ol-n D-ib Px-13 Py-6 btn-default">Cancel</span></p> </div><div id="raadiv"> <h2 class="Mb-20 Fz-18 Fw-300">Report Abuse</h2> <h3 class="Mb-10 Mt-21 Fw-400" id="usertexta">Additional Details</h3> <textarea aria-labelledby="usertexta" id="raata" rows="3" class="W-100 M-0 P-0 Maw-605 Bdx-1 Bdrs-0"/><p class="Mb-21">If you believe your intellectual property has been infringed and would like to file a complaint, please see our <a target="_blank" href="http://redirect.viglink.com?key=11fe087258b6fc0532a5ccfc924805c0&u=http%3A%2F%2Finfo.yahoo.com%2Fcopyright%2Fus%2Fdetails.html%3Fpir%3Dwoxj.j1ibUnULFEIY6nyJQLxD.PLEphTPFivskb06cCK3lggdCqKTxtZqQ">Copyright/IP Policy</a></p> <p><span role="button" tabindex="0" class="Cur-p Ol-n D-ib Px-13 Py-6 btn-primary">Report Abuse</span></p> <p><span role="button" tabindex="0" class="Cur-p Ol-n D-ib Px-13 Py-6 btn-default">Cancel</span></p> </div><div id="racdiv"> <h2 class="Mb-20 Fz-18 Fw-300">Report Abuse</h2> <h3 class="Mb-10 Mt-21 Fw-400" id="usertextc">Additional Details</h3> <textarea aria-labelledby="usertextc" id="racta" rows="3" class="W-100 M-0 P-0 Maw-550 Bdx-1 Bdrs-0"/><p class="Mb-21">If you believe your intellectual property has been infringed and would like to file a complaint, please see our <a target="_blank" href="http://redirect.viglink.com?key=11fe087258b6fc0532a5ccfc924805c0&u=http%3A%2F%2Finfo.yahoo.com%2Fcopyright%2Fus%2Fdetails.html%3Fpir%3Dwoxj.j1ibUnULFEIY6nyJQLxD.PLEphTPFivskb06cCK3lggdCqKTxtZqQ">Copyright/IP Policy</a></p> <p><span role="button" tabindex="0" class="Cur-p Ol-n D-ib Px-13 Py-6 btn-primary">Report Abuse</span></p> <p><span role="button" tabindex="0" class="Cur-p Ol-n D-ib Px-13 Py-6 btn-default">Cancel</span></p> </div><img src="http://pixel.quantserve.com/pixel/p-89EKCgBk8MZdE.gif" border="0" height="1" width="1" /></div> </td> </tr> <tr> <td style="margin-bottom:0;line-height:1.4em;"> <p style="margin:1em 0 3px 0;"> <a name="3" style="font-family:Arial, Helvetica, sans-serif;font-size:18px;" href="https://answers.yahoo.com/question/index?qid=20160205084112AAxcnV2">Question: What s the cheapest insurance?</a> </p> <p style="font-size:13px;color:#555;margin:9px 0 3px 0;font-family:Georgia,Helvetica,Arial,Sans-Serif;line-height:140%;font-size:13px;"> <span>Posted:</span> 05 Feb 2016 08:41 AM PST</p> <div style="margin:0;font-family:Georgia,Helvetica,Arial,Sans-Serif;line-height:140%;font-size:13px;color:#000000;"><div id="">Depends on where you live and what your situation and needs are. However, I will forewarn you that cheap insurance is cheap for a reason. You may be able to get a small reduction in rates through efficiency in operations/sales channels (e.g. bypassing agencies and selling insurance directly online), but by and large, big differences in premiums are going to be the result of one of two tactics - adding a lot of gaps and obscured provisos to your coverage, or by denying claims that shouldn't be denied and daring customers to sue over it.<p>When you buy car or homeowner's insurance, you are buying a product that is intended to protect one of the most expensive things you own. While I can't force you to do something you don't want to do, I would strongly encourage you to think about how much that protection is worth to you and buy it accordingly.</p></div><img src="http://pixel.quantserve.com/pixel/p-89EKCgBk8MZdE.gif" border="0" height="1" width="1" /></div> </td> </tr> <tr> <td style="margin-bottom:0;line-height:1.4em;"> <p style="margin:1em 0 3px 0;"> <a name="4" style="font-family:Arial, Helvetica, sans-serif;font-size:18px;" href="https://answers.yahoo.com/question/index?qid=20160205082138AAYkPFd">Question: What is the average car insurance rate per month for a 20 year old female?</a> </p> <p style="font-size:13px;color:#555;margin:9px 0 3px 0;font-family:Georgia,Helvetica,Arial,Sans-Serif;line-height:140%;font-size:13px;"> <span>Posted:</span> 05 Feb 2016 08:21 AM PST</p> <div style="margin:0;font-family:Georgia,Helvetica,Arial,Sans-Serif;line-height:140%;font-size:13px;color:#000000;"><div id="raqdiv"> <h2 class="Mb-20 Fz-18 Fw-300">Report Abuse</h2> <h3 class="Mb-10 Mt-21 Fw-400" id="usertextq">Additional Details</h3> <textarea aria-labelledby="usertextq" id="raqta" rows="3" class="W-100 M-0 P-0 Maw-605 Bdx-1 Bdrs-0"/><p class="Mb-21">If you believe your intellectual property has been infringed and would like to file a complaint, please see our <a target="_blank" href="http://redirect.viglink.com?key=11fe087258b6fc0532a5ccfc924805c0&u=http%3A%2F%2Finfo.yahoo.com%2Fcopyright%2Fus%2Fdetails.html%3Fpir%3Dwoxj.j1ibUnULFEIY6nyJQLxD.PLEphTPFivskb06cCK3lggdCqKTxtZqQ">Copyright/IP Policy</a></p> <p><span role="button" tabindex="0" class="Cur-p Ol-n D-ib Px-13 Py-6 btn-primary">Report Abuse</span></p> <p><span role="button" tabindex="0" class="Cur-p Ol-n D-ib Px-13 Py-6 btn-default">Cancel</span></p> </div><div id="raadiv"> <h2 class="Mb-20 Fz-18 Fw-300">Report Abuse</h2> <h3 class="Mb-10 Mt-21 Fw-400" id="usertexta">Additional Details</h3> <textarea aria-labelledby="usertexta" id="raata" rows="3" class="W-100 M-0 P-0 Maw-605 Bdx-1 Bdrs-0"/><p class="Mb-21">If you believe your intellectual property has been infringed and would like to file a complaint, please see our <a target="_blank" href="http://redirect.viglink.com?key=11fe087258b6fc0532a5ccfc924805c0&u=http%3A%2F%2Finfo.yahoo.com%2Fcopyright%2Fus%2Fdetails.html%3Fpir%3Dwoxj.j1ibUnULFEIY6nyJQLxD.PLEphTPFivskb06cCK3lggdCqKTxtZqQ">Copyright/IP Policy</a></p> <p><span role="button" tabindex="0" class="Cur-p Ol-n D-ib Px-13 Py-6 btn-primary">Report Abuse</span></p> <p><span role="button" tabindex="0" class="Cur-p Ol-n D-ib Px-13 Py-6 btn-default">Cancel</span></p> </div><div id="racdiv"> <h2 class="Mb-20 Fz-18 Fw-300">Report Abuse</h2> <h3 class="Mb-10 Mt-21 Fw-400" id="usertextc">Additional Details</h3> <textarea aria-labelledby="usertextc" id="racta" rows="3" class="W-100 M-0 P-0 Maw-550 Bdx-1 Bdrs-0"/><p class="Mb-21">If you believe your intellectual property has been infringed and would like to file a complaint, please see our <a target="_blank" href="http://redirect.viglink.com?key=11fe087258b6fc0532a5ccfc924805c0&u=http%3A%2F%2Finfo.yahoo.com%2Fcopyright%2Fus%2Fdetails.html%3Fpir%3Dwoxj.j1ibUnULFEIY6nyJQLxD.PLEphTPFivskb06cCK3lggdCqKTxtZqQ">Copyright/IP Policy</a></p> <p><span role="button" tabindex="0" class="Cur-p Ol-n D-ib Px-13 Py-6 btn-primary">Report Abuse</span></p> <p><span role="button" tabindex="0" class="Cur-p Ol-n D-ib Px-13 Py-6 btn-default">Cancel</span></p> </div><img src="http://pixel.quantserve.com/pixel/p-89EKCgBk8MZdE.gif" border="0" height="1" width="1" /></div> </td> </tr> <tr> <td style="margin-bottom:0;line-height:1.4em;"> <p style="margin:1em 0 3px 0;"> <a name="5" style="font-family:Arial, Helvetica, sans-serif;font-size:18px;" href="https://answers.yahoo.com/question/index?qid=20160205074901AA0CCTw">Question: My title loan is 3yrs old motor gone in car 2yrs what to do?</a> </p> <p style="font-size:13px;color:#555;margin:9px 0 3px 0;font-family:Georgia,Helvetica,Arial,Sans-Serif;line-height:140%;font-size:13px;"> <span>Posted:</span> 05 Feb 2016 07:49 AM PST</p> <div style="margin:0;font-family:Georgia,Helvetica,Arial,Sans-Serif;line-height:140%;font-size:13px;color:#000000;"><div id="">Pay off the loan. And fix the car.<p>The lender loaned you the money, and they want it back. Whether or not the vehicle still runs is not their problem, it's yours. You agreed to repay the loan, and it's a legally binding agreement. If you stop paying, the lender will take you to court and a judge will force you to pay.</p></div><img src="http://pixel.quantserve.com/pixel/p-89EKCgBk8MZdE.gif" border="0" height="1" width="1" /></div> </td> </tr> <tr> <td style="margin-bottom:0;line-height:1.4em;"> <p style="margin:1em 0 3px 0;"> <a name="6" style="font-family:Arial, Helvetica, sans-serif;font-size:18px;" href="https://answers.yahoo.com/question/index?qid=20160205073517AAe2MQ3">Question: Can someone report a car stolen if it was given to you for your birthday 3 years ago and it's in someone else's name. But on the Insurance?</a> </p> <p style="font-size:13px;color:#555;margin:9px 0 3px 0;font-family:Georgia,Helvetica,Arial,Sans-Serif;line-height:140%;font-size:13px;"> <span>Posted:</span> 05 Feb 2016 07:35 AM PST</p> <div style="margin:0;font-family:Georgia,Helvetica,Arial,Sans-Serif;line-height:140%;font-size:13px;color:#000000;"><div id="">With you putting insurance on it in your name it would be hard to convince anyone it was stolen, but if the title doesn't have your name on it it isn't your car and the owner, the person named on the title, can get their property.<p>If they do, remember it is not a police matter but a civil one. Police know the name on the title owns it.</p><p>If you have something in writing "Giving" you the vehicle, you *might* prevail in court to get it back if you went that route, but chances are you would not.</p><p>My advice would be to give the car back, cancel the insurance, and get something that is actually yours to drive.</p></div><img src="http://pixel.quantserve.com/pixel/p-89EKCgBk8MZdE.gif" border="0" height="1" width="1" /></div> </td> </tr> </table> <table style="border-top:1px solid #999;padding-top:4px;margin-top:1.5em;width:100%" id="footer"> <tr> <td style="text-align:left;font-family:Helvetica,Arial,Sans-Serif;font-size:11px;margin:0 6px 1.2em 0;color:#333;">You are subscribed to email updates from <a href="https://answers.yahoo.com/dir/index?link=list&amp;sid=396545314&amp;tab=recent">Cars & Transportation: Insurance & Registration</a>.<br />To stop receiving these emails, you may <a href="https://feedburner.google.com/fb/a/mailunsubscribe?k=StkyP0mrhfNaTcwnEkmtGYKhQBg">unsubscribe now</a>.</td> <td style="font-family:Helvetica,Arial,Sans-Serif;font-size:11px;margin:0 6px 1.2em 0;color:#333;text-align:right;vertical-align:top">Email delivery powered by Google</td> </tr> <tr> <td colspan="2" style="text-align:left;font-family:Helvetica,Arial,Sans-Serif;font-size:11px;margin:0 6px 1.2em 0;color:#333;">Google Inc., 1600 Amphitheatre Parkway, Mountain View, CA 94043, United States</td> </tr> </table> </div> </div> <div class='post-footer'> <div class='post-footer-line post-footer-line-1'> <span class='reaction-buttons'> </span> <span class='star-ratings'> </span> </div> <div class='post-footer-line post-footer-line-2'> <div class='post-share-buttons goog-inline-block'> <a class='goog-inline-block share-button sb-email' href='https://www.blogger.com/share-post.g?blogID=8767538621307230941&postID=7249716207117841390&target=email' target='_blank' title='Email This'> <span class='share-button-link-text'> Email This </span> </a> <a class='goog-inline-block share-button sb-blog' href='https://www.blogger.com/share-post.g?blogID=8767538621307230941&postID=7249716207117841390&target=blog' onclick='window.open(this.href, "_blank", "height=270,width=475"); 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