Cars & Transportation: Buying & Selling: “Question: Challenger, camaro or mustang for about 20k. I want the fastest for stock speed. Which year, model and trim would be the best?” plus 5 more |
- Question: Challenger, camaro or mustang for about 20k. I want the fastest for stock speed. Which year, model and trim would be the best?
- Question: How to trade in a car?
- Question: What's the first thing I should buy for my new born baby boy ?
- Question: Auto loan questions: read details I couldn't fit it in this section?
- Question: Should I buy a new car... 12 yo Hyundai runs great but AC compressor is broken?
- Question: I'm selling a vehicle on Craigslist and some people want to pay with PayPal is that safe or no?
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| Question: How to trade in a car? Posted: 21 Nov 2016 07:28 PM PST You're always going to get the better deal if you sell it yourself and not trade it in. That re-sale value, is it retail of sale by owner? Retail would be what a dealer would sell it for not what they will pay for it. Let's say the Kelley Blue Book trade in value is 8k, they might offer you 5.5k and they will try to sell it for 7.5k. In essence, dealers make money when you purchased, when you traded it in and again when they sell it If you use KBB then find the low and high ranges. Call the lender and ask them what the "buy out price" is for next month (giving you a few weeks to sell it). If the BOP is within the ranges of the KBB prices then you're in a good position. Optimum would be to sell it for the BOP. Because both you and the buyer will be getting a good deal. Plus, you would be out from under debt #1 completely before buying another car. Which should increase your credit rating. |
| Question: What's the first thing I should buy for my new born baby boy ? Posted: 21 Nov 2016 06:58 PM PST What does this have to do with buying and selling cars in this Cars & Transportation section ? BTW, babies need food, milk, medicine, diapers, a bed, a playpen, a proper car seat, clothes, pajamas, booties, caps, blankets, socks, and an iPad. You'll need a safe legal car seat/carrier to bring him home from the hospital. |
| Question: Auto loan questions: read details I couldn't fit it in this section? Posted: 21 Nov 2016 06:19 PM PST Not sure what you are exactly asking. You can't use the existing loan balance to buy a new car. That's money you OWE to the bank. That has to be repaid to the bank before you can sell or trade the car. The question becomes not the difference, but what the trade-in value is compared to the loan. Say for example you owe $5,000, but the dealer will give you $10,000 trade, and the new car is $15,000. Great you can do that. Get the dealer to pay off the loan, apply the other $5,000 of the trade in as a down payment. BUT you end up with a new $10,000 loan to repay. |
| Question: Should I buy a new car... 12 yo Hyundai runs great but AC compressor is broken? Posted: 21 Nov 2016 05:22 PM PST You don't have to worry about it for a number of months. The car is worth a lot more than $500 to you. And you don't HAVE to fix it, if you can manage without it. I would think long & hard about spending that much on a cheap car but it beats trading it for $500 for sure. You should look into a used compressor too. The car is worth fixing but you have to amortize the cost over 2-3 years in your mind. if the car is otherwise sound, it worth repairing. But it doesn't increase the cars value by even 1/2 what it costs you. You don't have to worry about it until April. So you 5 months to save up. Its not even close comparing to buying another car. |
| Posted: 21 Nov 2016 04:55 PM PST Without more details (where are these people, what do they propose you do?) I'd say you are looking at some sort of scam. Like, maybe they get the car and tell you the'll send the money by PayPal. Or somehow YOU are supposed to give THEM some cash, or access to your bank account. |
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