- Question: 17. Have a provisional drivers license. How many passengers are allowed with me while I m driving. I only have the restriction G.?
- Question: Need help getting my Driver Permi. I'm from California?
- Question: I rear ended someone sunday night, my car has absolutely no damage and his car has a couple scratches but nothing major,?
- Question: New owner did not title car 7 years later?
- Question: Im 17 and my parents are trying to make me pay car insurance but they wont let me drive for the next 6 mo. It'll cost $100s. Cn they do this?
- Question: If I put a car in my name and the insurance is still valid, do I need to gat insurance right away?
| Posted: 28 Sep 2016 10:25 AM PDT Report AbuseAdditional DetailsIf you believe your intellectual property has been infringed and would like to file a complaint, please see our Copyright/IP Policy Report Abuse Cancel Report AbuseAdditional DetailsIf you believe your intellectual property has been infringed and would like to file a complaint, please see our Copyright/IP Policy Report Abuse Cancel Report AbuseAdditional DetailsIf you believe your intellectual property has been infringed and would like to file a complaint, please see our Copyright/IP Policy Report Abuse Cancel  |
| Question: Need help getting my Driver Permi. I'm from California? Posted: 28 Sep 2016 10:05 AM PDT Everything is normal as hell: Fill out the application. Pay the fee. Pass a written test. Pass the vision test. Provide proof of residency. Give a fingerprint. All of it is routine. The only one that you may give you trouble is that you have to prove that you took and passed A Driver's Education Class. It is all spelled out here: https://www.dmv.ca.gov/portal/dmv/?1dmy&... There are a whole lot of rules to read up on. Your first permit is only a learner's permit with a few restrictions. To get a regular driver's license, you will have to read up on the requirements. |
| Posted: 28 Sep 2016 08:05 AM PDT |
| Question: New owner did not title car 7 years later? Posted: 28 Sep 2016 07:08 AM PDT Report AbuseAdditional DetailsIf you believe your intellectual property has been infringed and would like to file a complaint, please see our Copyright/IP Policy Report Abuse Cancel Report AbuseAdditional DetailsIf you believe your intellectual property has been infringed and would like to file a complaint, please see our Copyright/IP Policy Report Abuse Cancel Report AbuseAdditional DetailsIf you believe your intellectual property has been infringed and would like to file a complaint, please see our Copyright/IP Policy Report Abuse Cancel |
| Posted: 28 Sep 2016 05:43 AM PDT Well, they can do that, but it's not exactly looking reasonable on their part. Here's what happened: When you got your licence, your folks notified their insurance company because that's what the contract they signed required them to do. The insurance company always needs to know about all licensed drivers living in the house, and everyone knows that rule. The insurance company immediately added you as an occasional driver to the policy (which comes with a cost), because why would a teenager get a licence unless they intend to drive, and sent the bill to your parents. Insurance companies don't believe the "but he never drives" explanation, because they've seen it so many million times before. The insurance company doesn't decide who can and can't drive a vehicle, only the owner can decide that. Your parents want to forbid you from driving their car for the next six months, and they're allowed to do that. But they also want you to pay "your" share of the premium. They're allowed to do that, but it isn't reasonable. They want to have it both ways, and that's not cool even for adults. Picture if you tried to insist that you must be allowed to drive their car, but you weren't going to pay for your part of the insurance costs. How reasonable would you sound if you said that? Well, that's exactly what your folks are doing. My folks took a slightly different direction when I was newly licensed. They said I could borrow their vehicle on the odd weekend or evening, but only once I started paying my share of the premium. Because fair is fair. Unfortunately, and I know this because I am one, there is no law requiring parents to be reasonable. At any time during a debate, parents are allowed to say "my house my rules, and if you don't like it there's the door". And because they really do own the place, they are allowed to make the rules. That means you have very few options. But while you don't have many options, you do have a few. Option 1 would be to surrender your driver's licence completely, which you're allowed to do any time. If you're really not going to drive for at least the next six months anyway, you really have no need for it. Once the insurance company confirms that your licence is no longer valid, they will absolutely stop charging any premium for you as a driver. Option 2, if it's available, is known as an excluded driver agreement. While not offered by all insurers in all jurisdictions, it's pretty common so ask if it can be done. It works by you and your parents signing a legally valid agreement that says a) you absolutely will not drive their vehicle(s) while the exclusion agreement is in force, and b) there will be absolutely no coverage provided if you do. Then after the six months, your folks can request to have the exclusion removed. Option 3 would be to move out on your own, but that's not a good way to save money. Take a look at the first two options before doing anything rash. |
| Posted: 28 Sep 2016 04:14 AM PDT Of course you need to get insurance right away. Because as soon as the car is in your name, the seller's insurance is no longer valid. You've heard a million people say "insurance follows the car not the driver" before. And while those people aren't exactly lying, they are exactly wrong. Insurance doesn't follow the car, it follows the legal owner of the car. The owner is legally responsible for their vehicle at all times, which includes any loss or damage the vehicle causes. The legal responsibility (called liability) is always 100% on the owner. |
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