Extra? Meaning the normal insurance doesn't cover the car?

I just use my credit card which covers me for any event. Don't even need to pay the renter's insurance scam.

My car died. I have a little bit of cash for a used car that I can buy outright, but I was just told that before I get the title I need to show proof of insurance.

The problem is: I can't really afford it. Almost all the plans I've looked at have me in a high risk category. Some have refused to insure me. And for the ones who have, I'm looking at $300/month - and that is for PLPD.

I need a car or else I will lose my job. And I have a family to support. I'm not sure what my options are (if any).

Here are a few details about me:
- I got into a bad accident years ago (7 years), but haven't had tickets or anything since.
- I have really bad credit than includes car repossessions. Last repo was a couple years ago.
- I filed bankruptcy and it was discharged in July 2016.
- I live in Detroit.
- I haven't had car insurance for a couple years.

Michigan is a no-fault car insurance state. So our insurance is high anyway. And the public transit is awful. My job is a 30-minute drive without any direct bus routes. Taxis and Uber are expensive to do it a couple times a day.

Is there a way to get a car without having to show proof of insurance? If not, what is the cheapest insurance I can get?

I have already heard from people (like my parents) that I put myself here. So please don't tell me that - I get that I don't deserve sympathy.

I'm looking for a way I can get a car and not lose my job.

Thank you.

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