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Friday, 10 April 2015

Cars & Transportation: Insurance & Registration: “Question: I have a bill of sale, but no title. How do i find out if there is a lien on my car? the dmv says i have to get the title, but the woman i bought it from said she's got a title loan in GA...can i file for a lost title or new title with a bill of sale?” plus 5 more

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Cars & Transportation: Insurance & Registration: “Question: I have a bill of sale, but no title. How do i find out if there is a lien on my car? the dmv says i have to get the title, but the woman i bought it from said she's got a title loan in GA...can i file for a lost title or new title with a bill of sale?” plus 5 more

Question: I have a bill of sale, but no title. How do i find out if there is a lien on my car? the dmv says i have to get the title, but the woman i bought it from said she's got a title loan in GA...can i file for a lost title or new title with a bill of sale?

Posted: 10 Apr 2015 08:03 AM PDT

Short answer is no.

To expand, you never buy a vehicle without seeing the title, since that is the only document which shows it actually is the property of the seller, and there are no liens on the vehicle. I can steal a car and make out a bill of sale, but that won't make it yours.

So what you did was to "buy" a car that the seller didn't own because now you know who the true owner is, a title loan place in GA who probably is looking for it to repossess it.

Only the owner can file for lost title, and you are not the owner.

Ask her to pay off the title loan, get a clear title and sign it over to you or give you back your money.

She is likely to refuse to do either, which leaves you little recourse based on the legal principle of "Buyer beware" and the assumption that everyone should know not to hand someone money without seeing a title.

Question: Can I cash it by myself? My auto insurance check was made out to me & the body shop. II am not interested in getting the tiny dents fixed.?

Posted: 10 Apr 2015 07:35 AM PDT

Until the body shop does the repairs, then you and the body shop can both sign the check. If, you don't want repairs done, then send back the check and your insurance will close the claim and note that repairs not done. But, if any other damages in same area from another accident, then, yes, they would SUBTRACT out old damages and pay only for NEW, so guess what back to sqare one and get it fixed.

If your damages was $3,000 and your vehicle is worth $1,800, then NO insurance would repair, but issue a check for the value which would have been $1,800, that they could have paid you for, and then they would have taken the vehicle from you.

Question: Misleadingly, I was convicted of assault and lost my taxi drivers license in Queensland. Can I get my license in another state?

Posted: 10 Apr 2015 07:22 AM PDT

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