There was a ladder in the freeway. I swerved into guard rail, totaling my car. Ins says unavoidable, but applied deductible. Point on D.L.?

I have an alberta learners license and moved back to ontario and was wondering could I drive a snowmobile on the road with that lisence.

Before marriage I had a car, totaled after marriage, then new one purchased w/proceeds. Ins/titles only my name. New car my sole property?

the problem isnt that they care, if your insurance drops its set up now that it automatically gets reported to the dmv and they will likely suspend your license, which creates a warrant for your arrest .. and you may realize none of this until you get pulled over .. then you get arrested, waste time getting processed and have to go to court ..
.. also if the bank realizes you have no insurance to cover their investment, they can take out a policy for you, which generally will be the most expensive they can find, and that expense gets tacked on to your bill ..

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