As long as they get their existing loan settled and therefore consider you a "good" customer there is no reason they wont sign you up again. Remember they get to charge you a fee for the early termination of the loan, and then another fee for the new loan, so they have plenty of incentive to do the deal.

Just be aware that you can't borrow you way out of debt. You are negative equity already and that's probably going to get worse after you do this deal. Paying a bit more debt off and having some equity in the deal makes you a much better risk to lend to, and that's what gets you a better interest rate.

None of them. I don't care what you want.

Good luck paying for the maintenance and repairs coming soon on any of them.

Personally, I think the Saab is what you deserve, since they don't even make OEM parts for them any more.

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