Cars & Transportation: Buying & Selling: “Question: Should i buy a new car i'll enjoy or save my money?” plus 5 more |
- Question: Should i buy a new car i'll enjoy or save my money?
- Question: Should I pay off ALL my debt before buying a home?
- Question: Should I look into this CAR? help pls?
- Question: Does excellent credit score make the payment lower when leasing a car?
- Question: Is a 1980 v8 Camaro z28 good starting car?
- Question: When do I apply for a loan?
| Question: Should i buy a new car i'll enjoy or save my money? Posted: 16 Aug 2016 08:43 PM PDT  |
| Question: Should I pay off ALL my debt before buying a home? Posted: 16 Aug 2016 08:01 PM PDT |
| Question: Should I look into this CAR? help pls? Posted: 16 Aug 2016 06:36 PM PDT Report AbuseAdditional DetailsIf you believe your intellectual property has been infringed and would like to file a complaint, please see our Copyright/IP Policy Report Abuse Cancel Report AbuseAdditional DetailsIf you believe your intellectual property has been infringed and would like to file a complaint, please see our Copyright/IP Policy Report Abuse Cancel Report AbuseAdditional DetailsIf you believe your intellectual property has been infringed and would like to file a complaint, please see our Copyright/IP Policy Report Abuse Cancel  |
| Question: Does excellent credit score make the payment lower when leasing a car? Posted: 16 Aug 2016 06:35 PM PDT Slightly Having a better credit rating makes you less risk to lend to, so banks / finance companies are usually willing to give you a better interest rate. But on a lease, most of the cost is the depreciation on the vehicle, and that's going to be the same no matter what your credit is like. So dong expect any huge savings. |
| Question: Is a 1980 v8 Camaro z28 good starting car? Posted: 16 Aug 2016 06:01 PM PDT If i was you i wouldnt buy one. It sounds like you havent really done a full inspection on the one you want to get. They really only have any value if they have under 100k miles or have already had a different engine or transmission swapped in. Your second mistake is that you want to get a z28 with an automatic transmission lol. It will do about a 9.2 second 0-60 with an automatic transmission, and 8 seconds with the manual. The engine isnt really that poweful for a 350 v8. My 1999 maxima with a 3.0 v6 makes the same horsepower (190) but my 4 door v6 family sedan would easily smoke you since i have a manual transmission and a bit less weight. Bottom line, if you do not have the tools (such as a floor jack, jack stands, socket sets, etc) or the willingness and finances to fix whatever breaks, you should probably stay away from cars that old. A lot of the seals, bushings, pumps, and parts that need to be greased are worn out, depending on the mileage & general condition. |
| Question: When do I apply for a loan? Posted: 16 Aug 2016 05:38 PM PDT Go to your Credit Union or Bank and get pre-approved as soon as you are serious about making the purchase. A pre approval is good for 30 days so there is no reason to wait. If you've gotten to this far you should have a good idea what you want and how much you are willing to spend. Go in and tell them what you want and what you think you need to spend to get it. They will approve you based on the numbers you provide and compare them to the market value. So let's just say you're pre approved for $34,000. The Bank will tell you what your payments will be, how many months it will take to pay it off and how much cash you gotta throw in for the down payment. All that's left is the shopping. You go to the dealer and find the perfect car. everything you want and it's within your pre-approved budget. But you still negotiate hard and end up offering the dealer $28,000 for the car and he says YES. What now?! Take the offer letter to the bank. They write a check to the dealer for $28,000 and you go pay for the car, sign the papers and drive home in your brand new car. The Bank will adjust your loan to coincide with the final amount of $28,000. Even though you were pre approved for $34,000 you only spent $28,000 so that is what the loan terms will be based on. |
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