Tuesday, 16 August 2016

Cars & Transportation: Buying & Selling: “Question: Should i buy a new car i'll enjoy or save my money?” plus 5 more

21:51 | Posted by Unknown | Edit Post

Cars & Transportation: Buying & Selling: “Question: Should i buy a new car i'll enjoy or save my money?” plus 5 more

Question: Should i buy a new car i'll enjoy or save my money?
Question: Should I pay off ALL my debt before buying a home?
Question: Should I look into this CAR? help pls?
Question: Does excellent credit score make the payment lower when leasing a car?
Question: Is a 1980 v8 Camaro z28 good starting car?
Question: When do I apply for a loan?

Question: Should i buy a new car i'll enjoy or save my money?

Posted: 16 Aug 2016 08:43 PM PDT

Should i buy a new car i'll enjoy or save my money?

so the car i want is right under 30K, i bring home about $2200 a month, i could totally afford the car with all my other bills and still have $1000 for spending/saving whatever i want a month. 19 and went to a trade school and like my trade, but i feel like being tied into work with $500 car payments is a big commitment... ive acvepted i'll always have to work and pay for stuff, i just dont knownif i should splurge for the car i think i'll the hell out of every day or if i should buy a used car flat out and just save my money... opinions/thoughts will be very appreciated

Question: Should I pay off ALL my debt before buying a home?

Posted: 16 Aug 2016 08:01 PM PDT

Should I pay off ALL my debt before buying a home?

My husband and I are looking into buying a home next Spring/Summer but were wondering what would be our best option. Either save up as much money as possible for a big down payment or pay off all of our debt and have a smaller down payment. Combined we make $6,000 a month. Right now we pay $180 for our cell phones, $107 for Geico, and our car payment is $350 a month. Plus I have a $4,000 student loan. Would it be better to pay off all of my student loan and pay an extra 2-300 a month towards our car? Or should we be saving more for a down payment?

Question: Should I look into this CAR? help pls?

Posted: 16 Aug 2016 06:36 PM PDT

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It sounds like you havent really done a full inspection on the one you want to get. They really only have any value if they have under 100k miles or have already had a different engine or transmission swapped in. Your second mistake is that you want to get a z28 with an automatic transmission lol. It will do about a 9.2 second 0-60 with an automatic transmission, and 8 seconds with the manual. The engine isnt really that poweful for a 350 v8. My 1999 maxima with a 3.0 v6 makes the same horsepower (190) but my 4 door v6 family sedan would easily smoke you since i have a manual transmission and a bit less weight.<p>Bottom line, if you do not have the tools (such as a floor jack, jack stands, socket sets, etc) or the willingness and finances to fix whatever breaks, you should probably stay away from cars that old. A lot of the seals, bushings, pumps, and parts that need to be greased are worn out, depending on the mileage & general condition.</p></div><img src="http://pixel.quantserve.com/pixel/p-89EKCgBk8MZdE.gif" border="0" height="1" width="1" /></div>  </td>  </tr>  <tr>  <td style="margin-bottom:0;line-height:1.4em;">  <p style="margin:1em 0 3px 0;">  <a name="6" style="font-family:Arial, Helvetica, sans-serif;font-size:18px;" href="https://answers.yahoo.com/question/index?qid=20160816173835AA9mYgP">Question: When do I apply for a loan?</a>  </p>  <p style="font-size:13px;color:#555;margin:9px 0 3px 0;font-family:Georgia,Helvetica,Arial,Sans-Serif;line-height:140%;font-size:13px;">  <span>Posted:</span> 16 Aug 2016 05:38 PM PDT</p>  <div style="margin:0;font-family:Georgia,Helvetica,Arial,Sans-Serif;line-height:140%;font-size:13px;color:#000000;"><div id="">Go to your Credit Union or Bank and get pre-approved as soon as you are serious about making the purchase. A pre approval is good for 30 days so there is no reason to wait. If you've gotten to this far you should have a good idea what you want and how much you are willing to spend. Go in and tell them what you want and what you think you need to spend to get it. They will approve you based on the numbers you provide and compare them to the market value.<p>So let's just say you're pre approved for $34,000. The Bank will tell you what your payments will be, how many months it will take to pay it off and how much cash you gotta throw in for the down payment. All that's left is the shopping.</p><p>You go to the dealer and find the perfect car. everything you want and it's within your pre-approved budget. But you still negotiate hard and end up offering the dealer $28,000 for the car and he says YES. What now?!</p><p>Take the offer letter to the bank. They write a check to the dealer for $28,000 and you go pay for the car, sign the papers and drive home in your brand new car.</p><p>The Bank will adjust your loan to coincide with the final amount of $28,000. Even though you were pre approved for $34,000 you only spent $28,000 so that is what the loan terms will be based on.</p></div><img src="http://pixel.quantserve.com/pixel/p-89EKCgBk8MZdE.gif" border="0" height="1" width="1" /></div>  </td>  </tr>  </table>  <table style="border-top:1px solid #999;padding-top:4px;margin-top:1.5em;width:100%" id="footer">  <tr>  <td style="text-align:left;font-family:Helvetica,Arial,Sans-Serif;font-size:11px;margin:0 6px 1.2em 0;color:#333;">You are subscribed to email updates from <a href="https://answers.yahoo.com/dir/index?link=list&amp;sid=396545312&amp;tab=recent">Cars & Transportation: Buying & Selling</a>.<br />To stop receiving these emails, you may <a href="https://feedburner.google.com/fb/a/mailunsubscribe?k=76t7Ax45rR4n_8w7t3fYaT0U7Us">unsubscribe now</a>.</td>  <td style="font-family:Helvetica,Arial,Sans-Serif;font-size:11px;margin:0 6px 1.2em 0;color:#333;text-align:right;vertical-align:top">Email delivery powered by Google</td>  </tr>  <tr>  <td colspan="2" style="text-align:left;font-family:Helvetica,Arial,Sans-Serif;font-size:11px;margin:0 6px 1.2em 0;color:#333;">Google Inc., 1600 Amphitheatre Parkway, Mountain View, CA 94043, United States</td>  </tr>  </table>  </div>  
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