Cars & Transportation: Insurance & Registration: “Question: Is it possible to get a NJ Motorcycle Endorsement/License with a Probationary Auto License?” plus 5 more |
- Question: Is it possible to get a NJ Motorcycle Endorsement/License with a Probationary Auto License?
- Question: Is the behind the wheel driving test in California difficult?
- Question: Car Accident with a Death? (T-Boned accident)?
- Question: Can I buy my own insurance for a truck I don't own?
- Question: I was in an auto accident recently. Will the other driver's insurance co. mail me a check for repair costs or will they pay the body shop?
- Question: Driving in texas for 17 years old guy?
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| Question: Is the behind the wheel driving test in California difficult? Posted: 05 Aug 2016 11:00 PM PDT Report AbuseAdditional DetailsIf you believe your intellectual property has been infringed and would like to file a complaint, please see our Copyright/IP Policy Report Abuse Cancel Report AbuseAdditional DetailsIf you believe your intellectual property has been infringed and would like to file a complaint, please see our Copyright/IP Policy Report Abuse Cancel Report AbuseAdditional DetailsIf you believe your intellectual property has been infringed and would like to file a complaint, please see our Copyright/IP Policy Report Abuse Cancel |
| Question: Car Accident with a Death? (T-Boned accident)? Posted: 05 Aug 2016 09:45 PM PDT It sounds like the other driver made a bad judgement call when he made a left turn when (the other vehicle...you) was too close. You make no mention of applying the brakes when you saw what was about to happen? You just plowed on through.? no matter what was in front of you? Drivers make mistakes, and that is why we have hospitals and morgues. I like to avoid hitting anybody NO MATTER "WHO" has the right of way. We are human, sometimes some of us drive in "LaLa Land" for 5 seconds. The police can pretty well figure it out right there and then as to what happened. The loss of life is unfortunate but that happens when (the other driver) sleeps behind the wheel. But they will be inquiring "Why you did not apply the brakes and try to steer away to avoid the collision"? NO ONE EVER HAS THE RIGHT OF WAY ANYWHERE. Read your driver's training manual. You are not a robot. |
| Question: Can I buy my own insurance for a truck I don't own? Posted: 05 Aug 2016 08:52 PM PDT Nope. No insurance company will write a policy for you on a vehicle you don't own. It's called having no insurable interest. You could, if you were really rich and really gullible, buy a thing called non-owner's auto insurance. But don't do that, because it won't cover you. Non-owner's policies come with a list of exclusions (things that are not covered) a mile long, and that list will include any vehicle owned by a member of your household, any vehicle owned by an immediate family member or spouse, any vehicle you own or rent, any vehicle of which you are a regular driver, any vehicle that doesn't have regular auto insurance, and any vehicle where the primary insurer refuses to cover you under their policy. When no customers are listening, insurance companies call those policies pure profit. The only thing you can do is ask Mom & Dad to look for another insurer who will agree to cover you. And hope they say yes. |
| Posted: 05 Aug 2016 08:14 PM PDT They'll usually pay the repair shop directly, but they can make the payment to you if you ask them. It makes no difference to the other guy's insurance company, it's the same amount of money no matter what. If you're thinking of keeping the money (or some of it) for yourself and not fixing the damage, the other guy's insurer won't care. But because there is always a catch, there's a catch. The catch is your insurance company. Insurance companies are deathly afraid of insuring any vehicle with unrepaired damage on it. That's because unrepaired damage a) gets more expensive to repair as time goes on and b) destroys the value of a vehicle. A lot of people think if they have (just for example) a vehicle worth $20,000 and damage that costs $2,000 to repair, they still have an $18,000 vehicle. But those people are wrong, because the math isn't that simple. Their vehicle, with two grand in un-fixed damage, might be worth $13,000 on a really good day. If the damage is left long enough, the value is more like $10,000 at best. That scares insurance companies because sooner or later you'll wrap your car around a tree or it will be damaged by hail, and they'll have to deduct the existing damage from your payout (called betterment). When you receive a cheque for what you think is 50% of your vehicle's value, you'll lose your sh*t. You'll notify regulatory authorities, you'll demand a day in court, you'll write letters to newspapers and senators and Santa, and they just don't need that kind of hassle. That's why they just refuse to insure vehicles with unrepaired damage. |
| Question: Driving in texas for 17 years old guy? Posted: 05 Aug 2016 07:52 PM PDT You looked up the rules, and you seem to understand them. If you're looking for some sort of hidden exemption, stop wasting your time. There isn't one. You have to go through the Texas graduated licensing program, starting at square one. Texas doesn't even allow credit for teen drivers from another state, so they're not going to allow credit for a licence from another country. You'll have to complete the whole program just like everyone else your age. You can keep looking for loop holes, back doors and hidden technicalities, but you won't find any. |
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