Cars & Transportation: Insurance & Registration: “Question: How to go about getting my license?” plus 5 more |
- Question: How to go about getting my license?
- Question: How much is car insurance?
- Question: 16 with g2 can I drive a company vehicle?
- Question: Buying insurance for dad to drive my car - Question?
- Question: Was rear ended, how does a car insurance company pay medical bills?
- Question: HOW DO I SIGN UP FOR SWTHEWHOLEYOU.COM INSURANCE?
| Question: How to go about getting my license? Posted: 10 Nov 2015 08:37 AM PST Report AbuseAdditional DetailsIf you believe your intellectual property has been infringed and would like to file a complaint, please see our Copyright/IP Policy Report Abuse Cancel Report AbuseAdditional DetailsIf you believe your intellectual property has been infringed and would like to file a complaint, please see our Copyright/IP Policy Report Abuse Cancel Report AbuseAdditional DetailsIf you believe your intellectual property has been infringed and would like to file a complaint, please see our Copyright/IP Policy Report Abuse Cancel  |
| Question: How much is car insurance? Posted: 10 Nov 2015 08:25 AM PST Report AbuseAdditional DetailsIf you believe your intellectual property has been infringed and would like to file a complaint, please see our Copyright/IP Policy Report Abuse Cancel Report AbuseAdditional DetailsIf you believe your intellectual property has been infringed and would like to file a complaint, please see our Copyright/IP Policy Report Abuse Cancel Report AbuseAdditional DetailsIf you believe your intellectual property has been infringed and would like to file a complaint, please see our Copyright/IP Policy Report Abuse Cancel |
| Question: 16 with g2 can I drive a company vehicle? Posted: 10 Nov 2015 08:13 AM PST Report AbuseAdditional DetailsIf you believe your intellectual property has been infringed and would like to file a complaint, please see our Copyright/IP Policy Report Abuse Cancel Report AbuseAdditional DetailsIf you believe your intellectual property has been infringed and would like to file a complaint, please see our Copyright/IP Policy Report Abuse Cancel Report AbuseAdditional DetailsIf you believe your intellectual property has been infringed and would like to file a complaint, please see our Copyright/IP Policy Report Abuse Cancel |
| Question: Buying insurance for dad to drive my car - Question? Posted: 10 Nov 2015 08:13 AM PST Vehicle is being financed until 12 more months then it would be paid off. I am paying for the car so once it is paid off the title will be in my name. Dad is the driver. State Farm is our auto insurance. I am the policy holder. Parents are still married. Insurance agent listed my mom's name in it even though she doesn't drive, just only dad. I have an Allstate agent who refused to sell me insurance saying I own the car and I have to be the driver. Agent stated it is not right to add dad to the policy if he doesn't own the car. As of right now, the bank is the actual owner of the car. But I don't understand why with State Farm it is okay for them but not Allstate. |
| Question: Was rear ended, how does a car insurance company pay medical bills? Posted: 10 Nov 2015 07:05 AM PST According to the National Safety Council, each year there are more than 6 million car accidents. Of those, 2.5 million are rear-end auto accidents. In this section, we cover various aspects of rear-end collisions, including: Common causes of rear-end accidents Common Causes of Rear-end Auto Accidents While reviewing each of the following causes, it's a good idea to keep in mind how negligence may play a role in your personal injury claim. Tailgating - Most state traffic codes have abandoned the law requiring a car stay one car-length behind for every 10 miles per hour. Today, the majority of traffic codes simply require a driver to stay a "prudent" distance behind the vehicle in front. When a driver is imprudent and tailgates, he often can't stop quickly enough when the driver in front comes to a sudden stop. Driver inattention - Distractions from cell phone usage, eating, putting on makeup, listening to loud music, conversing with passengers, looking into the back seat to check on young children, and looking away from the road are frequent causes of driver distraction. Driver intoxication - Alcohol significantly compromises a driver's reflexes, especially when he's intoxicated. He can't judge distances. While reaching for beer cans or other open containers of alcohol, he diverts his eyes. Falling asleep is also a common occurrence for intoxicated drivers. Weather conditions - Rain, snow, slush, ice, high winds, and fog can affect a driver's ability to see in front of him, to stop in time, and to keep his car within the lane. Road defects - Potholes, stop signs bent or obscured by foliage, and non-working traffic signals can all contribute to a rear-end accident. Children, animals, and pedestrians - Animals in the road, soccer balls, baseballs, footballs, children wandering into the street, and jaywalking pedestrians can all force a driver to stop unexpectedly. Construction - The sudden appearance of flag-bearing construction workers or cement, and other commercial vehicles suddenly backing into traffic frequently cause unexpected stops. Police and radar guns - Sudden stops when police cars or radar guns appear or when the police stop a vehicle on the side of the road are major distractions. Accidents - Sudden car accidents directly in the lane of traffic ahead can bring everyone to a quick stop. Faulty brake lights - Cars whose brake lights fail don't give the car behind adequate notice of the driver's intention to stop. Vehicle breakdowns - Cars that break down in the lane of traffic, especially when no flares are set out are major distractions. Common Injuries in Rear-end Accidents Whiplash According to the National Safety Council, 20 percent of all people involved in rear-end collisions suffer a whiplash injury. Of those, almost 80 percent experience pain and soreness lasting longer than a week. Fifty percent have pain and soreness that lasts more than a year. Back injuries The sudden impact is like the less serious force on a person's back and spine when an elevator suddenly and unexpectedly stops. When it does, the force of gravity is strong enough to buckle the knees and exert extraordinary pressure on the vertebrae. The resulting pain and soreness can be excruciating. Face and head injuries - airbags In a slow speed rear-end collision when airbags don't deploy, your face can smash into the steering wheel. The force of the impact can break your nose, fracture your cheek and jawbone, and even detach your retina. Less serious injuries are lacerations (cuts), contusions (bruises), and abrasions (scrapes) to your face and scalp. When speeds are higher than 20 miles per hour and airbags do deploy, the impact can result in burning of your facial area and scalp. Wrist, finger, hand, and arm injuries Seatbelt injuries Who's at fault? All drivers have a legal duty of care (obligation) to drive safely. This means drivers must follow local traffic laws, not drive recklessly, maintain a proper lookout for other drivers and pedestrians, and keep their cars in working order so they don't cause accidents. When a driver breaches (violates) his duty of care, it's often because he's negligent. In a rear-end collision, this can happen when he takes his eyes off the road or drives recklessly, or when his brakes fail because he didn't have the brake fluid checked or the brake pads replaced. These are all negligent actions. When a driver's negligence results in his striking your car from behind, you have a legal right to compensation for your injuries and related costs, also known as damages. However, before you file a claim against his insurance company, you must have proof he was negligent and his negligence was the direct and proximate (legally acceptable) cause of the accident and your injuries. The courts call it your burden of proof. Simply put, the burden is upon you to prove the other driver caused the accident, and the accident caused your injuries. To meet your burden of proof, you must have a preponderance (majority) of the evidence against the other driver. How much is a preponderance of the evidence? Well, a good way to look at it is to say your evidence must be at least 51 percent more than any evidence the driver might have saying it's not his fault. If an insurance company doesn't agree you have at least 51 percent of the evidence against their insured, it may deny your claim. Insurance company claims adjusters know what 51 percent of the evidence is. They have training to spot evidence and analyze it. Just make sure you have as much evidence of his negligence as possible. If your evidence clearly shows the other driver was at fault, the claims adjuster will know you met your burden of proof. He knows if he tries to get away with denying your claim, you may hire an attorney. That's the last thing he wants. Gathering Evidence To meet your burden of proof, you must gather as much evidence as possible to show the other driver was negligent. The more evidence you have, the better your chances are. Let's look at some of the best evidence in rear-end auto accidents. Call the police Photographs |
| Question: HOW DO I SIGN UP FOR SWTHEWHOLEYOU.COM INSURANCE? Posted: 10 Nov 2015 06:05 AM PST Report AbuseAdditional DetailsIf you believe your intellectual property has been infringed and would like to file a complaint, please see our Copyright/IP Policy Report Abuse Cancel Report AbuseAdditional DetailsIf you believe your intellectual property has been infringed and would like to file a complaint, please see our Copyright/IP Policy Report Abuse Cancel Report AbuseAdditional DetailsIf you believe your intellectual property has been infringed and would like to file a complaint, please see our Copyright/IP Policy Report Abuse Cancel |
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