Pedestrians, Moose, telephone poles, other cars, bridge abutments, ditches, and other large immovable objects.

A car is a suicide machine at speeds in excess of 35-45 MPH. Every car is manufactured with all safety concerns in that range of speed, 35-45 MPH, including brakes, suspension, tires, and so on. All car commercials will always show a car driving no faster than this speed range so that you don't see excessive roll and stopping distance since the car isn't essentially "safe" above this window of 35-45 MPH.

Good Luck!

I have a dui, can I legally drive another family members insured car? and will my driving it effect their premium?

I hit a car backing up?

Last night when I was leaving work, I was trying to back out of my parking spot and I was gonna hit the break but instead somehow hit the gas and backed into the car. I recently just got my license. Panicking, I called my parents and followed what they told me. I left a note explaining what happened with my name and number. It happened around 7 last night but no one has called. I scraped the drivers side of the bumper. I took pictures and my dad said it was minor damage but they're probably gonna want to get their bumper replaced. We already filed a claim and everything but no one has called yet. I was a lot more tired than I thought but I feel absolutely guilty. Why haven't they called yet? This is the first accident I've had since having my permit and license.

It's all based on statistics. Insurance companies do not have people evaluating drivers on an individual basis to watch how you drive on the road.

As others have pointed out, 8 months is nothing. You'll have to wait years to see your insurance come down by any significant margin ( assuming you stay ticket and collision free ).