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Tuesday, 28 October 2014

Cars & Transportation: Buying & Selling: “Question: Financing first car loan...CANNOT get approved...please help!?” plus 4 more

Cars & Transportation: Buying & Selling: “Question: Financing first car loan...CANNOT get approved...please help!?” plus 4 more


Question: Financing first car loan...CANNOT get approved...please help!?

Posted: 28 Oct 2014 08:49 PM PDT

I am looking to buy my first car and get rid of the car my parents purchased for me. I'm 23, making ~$1500/mo. My rent is $250/mo ( I have roommates). My credit score is 691 and my oldest card is 4 years old. Never had a delinquency/missed payment and my credit utilization is at ~40%. The car I am wanting to purchase is a 2011 and priced at $14k. I am going to make a down payment of ~$1400, possibly more depending on trade in.

I have applied for loans through banks and the sites Credit Karma suggests for me, and have not been approved for any of them. I don't understand why it is so hard for me to get a loan. My credit score is not terrible, I have no negative marks on my credit and the car I am wanting to get is not ridiculously priced. I am getting very discouraged.

I applied for financing through the dealer, and spoke with them today; their finance manager states I "should be" able to get approved, but I'm not too sure. My parents are not willing to co-sign for me. I know I have a lot of inquiries on my report based on applying for all these loans, but I was under the impression that "shopping around" for the right loan is not necessarily a bad mark.

Please advise. Thank you

Question: I own a vehicle in mass now and bought another car in rhode island,can i transport it to my home with one of my plates from my vehicle?

Posted: 28 Oct 2014 08:45 PM PDT

i own a vehicle in mass now and bought another car in rhode island,can i transport it to my home with one of my plates from my vehicle?

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Question: How much car can I afford?

Posted: 28 Oct 2014 08:35 PM PDT

How much car can I afford?

We are in a $309,00 house. Together my husband and I make $137k a year. We have 3 kids still at home. How much could we afford to spend on a car

Question: So Iv been looking at some old cars and trucks to possibly buy and restore and want your opinion which ones you like?

Posted: 28 Oct 2014 08:16 PM PDT

so Iv been looking at some old cars and trucks to possibly buy and restore and want your opinion which ones you like?

And which are the coolest and get the most attention and are fun to drive and would last the longest after restoration so here's the list

1.1972 Oldsmobile cutlass
2.1966 lincoln continental
3. 1968 pontiac firebird
4. 1967 mustang
5.1965 mustang
6.1962 Ford F-250 with flat bed
7. 1950s to 1960s dodge power wagon military vehicle I don't remember the exact year
8.1940s to 1950s ford truck
So just whatever one or couple you like please tell me

Question: What do I need to bring to the MVA for getting a used car for my uncle? Please help, will pick best ans.?

Posted: 28 Oct 2014 08:14 PM PDT

What do I need to bring to the MVA for getting a used car for my uncle? Please help, will pick best ans.?

My uncle is gifting me a 2003 Toyota corlla, I just bought the insurance on it and have it starting tommorw. Were going to the mva on thursday together, what will i need to bring and do you have an idea of cost? Theres so many fourms on the mva website am i suppost to print them out? All I know to bring is my uncle, proof of insurace, drivers linces, the orig tags, the registeration, and my wallet. thank you!

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